An Investment's growth example

A detailed insight on how our investment plan works

Stage 1: 1% monthly interest on the investment from the contract start date until the beginning of the next quarter.
This first stage is essentially a preliminary stage, ensuring that the invested funds are ready on time for the start of a new quarter.

Stage 2: 2% monthly interest on the investment for the first 3 months until the next quarter.
Stage 3: 3% monthly interest on the investment for the second 3 months until the next quarter.
Stage 4: 4% monthly interest on the investment for the third 3 months until the next quarter.
Stage 5: 5% monthly interest on the investment for the last 3 months until the end of the 4th quarter.

Example:
The invested capital on March 18, 2025, is €10,000.
There are still 9 business days remaining in March before the next quarter:

The contract begins with Stage 1.
A return of 1% per month is calculated, which corresponds to an interest rate of 0.05% per day, based on 20 business days per month:
€10,000 + 0.05% interest/day for 9 days = €10,045

1st Quarter of the Term, Stage 2
Starting in April, the contract transitions to Stage 2, and the previous month's balance is already remunerated at 2% per month in the new quarter:
€10,045 + 2%/month × 3 months (+6%) = €10,647.70

If the contract is not terminated and no partial interest payouts are made, this arrangement calculates over 4 quarters, i.e., for one year, as follows:

2nd Quarter of the Term, Stage 3:
€10,647.70 + 3%/month × 3 months (+9%) = €11,606.99

3rd Quarter of the Term, Stage 4:
€11,606.99 + 4%/month × 3 months (+12%) = €13,000.83

4th Quarter of the Term, Stage 5:
€13,000.83 + 5%/month × 3 months (+15%) = €14,950.96

At the end of one year (in this example, plus 9 days), an initial investment of €10,000 grows to €14,950.96 through the compounding of returns.

This corresponds to an annual return of 49.5%.